Vehicle Insurance Requirements FAQ
For more information, see Insurance Requirements.
Who is Insure-Rite?
Insure-Rite, Inc, is a company partnering with the DMV to help keep uninsured motorists off of Utah’s roads. This company is responsible for collecting insurance policy information from Utah’s insurance companies and comparing the information against the database of vehicles registered in Utah. When a registered vehicle is found to not have insurance, a letter is sent to the vehicle owner requesting information about the vehicle and why it is not insured. If the owner fails to provide the information or cannot provide proof of current insurance, Insure-Rite notifies the DMV that the vehicle is not insured, and the DMV revokes the registration and notifies the owner of the revocation in an attempt to keep the uninsured motorist off of the road.
I just got a letter about possibly not having insurance on one of my vehicles. What does this mean?
These letters are sent to you when our partner, Insure-Rite, Inc, does not have current insurance information for your registered vehicle. This can happen for a variety of reasons, such as a canceled or modified policy or even a simple error in the recorded Vehicle Identification Number (VIN).
On this letter, you are given a chance to indicate the status of the vehicle, whether it is in storage, sold, or is in-fact currently insured. Simply mark the correct box and, if necessary, include a copy of your current proof of insurance and mail the letter back to Insure-Rite.
My registration was revoked for no insurance. How do I reinstate it, and is there a fine?
After receiving no proper proof of insurance from you, Insure-Rite may notify the DMV that your registration must be revoked for no insurance. Alternatively, law enforcement may revoke your registration if you are operating the vehicle without current insurance.
Once this happens, you will need to visit your local DMV office to have your registration reinstated. Proof of current insurance will be required. A $100.00 reinstatement fee will be assessed, unless you can provide proof that the vehicle was insured on the date that the registration was revoked. For complete information on reinstating your registration, see Insurance Requirements.